Giving stock may be more beneficial than giving cash to Adventure Unlimited. As an example, if you were considering giving the same amount of gift in either cash or securities, you may save more by giving the stock. If you purchased the stock some time ago and it has increased in value, you will normally have to pay a capital gains tax for the amount of appreciation, thus reducing your net gift.

Let's say you have $100,000 in current value of stock that you purchased some time ago for $20,000. If you give A/U the gift of that stock, you will not only be able to take a tax deduction for the current value of the stock ($100,000) but you would also avoid paying the capital gains tax that could amount to $16,000 (a gain of $80,000 taxed at 20%). Thus a gift of stock may be more beneficial to you than giving cash.

Here's how you can give stock:

1. Call Adventure Unlimited 888.416.7348, ext 112. Let the Business Manager know...
   a. Donor's name/address/phone/email
   b. Name and number of securities to be transferred
   c. Name of the sending brokerage firm
   d. The DTC number of the sending brokerage firm
   e. The date you plan to make the transfer
   f. The fund you wish to donate to

2. Call your broker and give them…
   a. E*TRADE Securities, Inc.
   b. A/U's account number - 6508-6473
   c. E*TRADE's DTC number - 0385
   d. E*TRADE's phone number - (800) 786-2575

3. You will be sent a receipt for your tax records. It's that simple! PLEASE, be sure to let A/U know about the gift. We have received gifts without knowing whom the donor was and properly acknowledging the gift and sending a tax receipt.

Thank you for considering this gift to Adventure Unlimited.